Four years ago I was thrown off the high speed non-stop train to Moneyville.

How to rebuild your lifeYeah, me….nice, polite, always follow the rules me.

I couldn’t believe it.

My life was pretty sweet back then. I had and did anything I wanted when I wanted and was virtually debt-free except for my mortgage and then – YANK!

I suddenly found my income cut in half year four years in a row.

Huh? What’s that about, I thought. I’m a top producer – what’s happening to me?

In the span of 4 years I went from being on top to treading water.

I just sold my home two weeks ago, and have downsized to a temporary location while I decide my next steps.

While I’m not alone, as this is happening to people throughout the country as well as those in the real estate industry, I’m still very upset about my new way of life, and angry – at myself that is.

The reason I’m angry is that it didn’t have to be this way.

No, I’m not saying that anything could have been different with the real estate bubble bursting – what I’m saying though is that for me things could have shook out differently.

You see I had a plan – a good plan, but the problem was – I didn’t follow it.

I’d planned to buy my home and remodel it and then sell it for a healthy profit within 3 to 5 years tops. Most remodels these days are eligible for a tax deduction anyway, and what could be better than free taxes and a newly renovated home? I’d done this before and enjoyed the process, but I made one deadly mistake along the way that put me on the down escalator – I became attached to my house.

After renovating, I was ready to put the house on the market.

Little did I know then, but July ’06 was about when the market peaked. At the same time many people I knew were telling me, “Why don’t you just stay in your home and enjoy it after doing all that work?” And, as the market grew quieter and quieter the people in my industry were saying: Just wait a bit – the market will come back; so I did. And the rest as they say is history.

The market didn’t come back, and I continued to lose value in my home, and my income continued to plummet.

All the while inside I kept hearing this voice say: Sell now – which I ignored.

Many of us continue to make the same mistakes over and over again? Why?

We refuse to listen to our intuition which is plugged into the Universe for a reason – our own good!

In my case, I’m an expert in intuition – which makes it that much more embarrassing to admit. I give accurate readings for others, but when it comes to myself I find that at times I ignore my intuition. Why is that? I guess ’cause somewhere along the line I was taught to give more credence to the opinions of others over my own intuitive voice (read my post: Do You Teach What You Need to Learn?)

This mistake has cost me a lot between the savings I spent and value I lost in my home waiting, so I had better learn this now because I can’t afford to repeat this mistake again.

Here’s how you can avoid the same pitfalls that pulled me down and rebuild your life:

1. Always listen to that little voice you hear inside. Always, always, always. Don’t listen to advice from others unless it resonates in your own gut. To jump-start your intuition read this post: INtuition: How to Recognize It.

2. Analyze your failure and learn from your mistakes. What signals did you miss that could have changed the outcome? In my case, I jumped into the mortgage biz 13 years ago in the middle of graduate school and ended up seduced by the money. Never, ever, ever follow the money – always follow your passion first and the money will follow! I can’t stress this one enough.

3. Take credit for what you did right. The last thing you want to do is tear your fragile ego to shreds right now. I was smart enough to have stashed away some nice savings that carried me through the last four years, so I didn’t have to panic. I also sold my house for more than I paid for it and managed to recoup some of what I’d put into it.

4. Breathe a sigh of relief that the worst is over. Once you’ve hit your “personal bottom” hopefully you can’t go anywhere but up from there. All is not lost as long as your still breathing and can think your way out of a paper bag. Sometimes the freedom that comes with hitting bottom is just the silver lining you need to start over. Know that you’re now free to reinvent yourself and your life.

5. Start dreaming – and let your dreams run wild. What do you enjoy doing? What are you good at? If you have to start over you might as well do something you’ll love and enjoy for a long time. If you’re not sure what your passion is read my new book, “The Intuition Principle: How to Attract the Life You Dream Of.”

6. Write a business plan for your life after you identify your passion. How will you get there in the next 6 months, year, 5 years? Under each heading write down the actions you need to take to accomplish your goal. Write this down on three index cards and review them each night before you fall asleep. Writing down your goals will increase the likelihood of your achieving it.

7. Get back in the saddle – pronto. The last thing you want to do is cower in fear of failing again. So what – big deal you failed. Who hasn’t? Plenty of successful people have failed – and then gone on to their greatest achievements. Read this post: If You’ve Never Failed –  You Haven’t Tried Hard Enough to Succeed!

8. Make sure you create multiple streams of income next time. That was my biggest mistake. I had no other income to rely upon. While I had some income from freelance writing and readings I gave it wasn’t enough to sustain me. I won’t make this mistake again. For more great info on this topic visit Pat Flynn’s website: Smart Passive Income

9. Do not become attached to your investments/business, etc. Learn to separate your emotions from business decisions. It’s a lot easier to hear the right answer from within if you’re not “attached.” You’ll also be able to make a course-correction more quickly by taking the emotions out of it and thereby “lose” less time and money in the long run.

10. Find a way to work for yourself. This is huge. No one can take your job away if you find something that people need and offer it to them. It’s a risk, but one worth taking especially when you’re already down. You haven’t got anywhere to go but up – so that’s the best time to think about self-employment. For a great read on all the reasons to be self-employed read Kate Maren’s article from Escaping The 9 to 5.

11. Count your blessings! I’m talking about the “kiss the ground and say thanks for everything dear God” kind of gratitude! When you’re grateful for what you do have, no matter how little it appears to be – something miraculous happens within you. Your perception changes and you begin to see more things to be grateful for and as you do – the world opens up to you. When the world opens up miraculous opportunities arise.

So, be truly grateful for whatever you have left after being thrown from the money train and know that you can and will rebuild your life – and this time it will be better than ever because you’ve learned some valuable lessons the along the way.

Are you rebuilding your life from scratch? What happened? Where are you in the process and what steps did you take to get there?

If you’d like to learn more about intuition check out my books on Amazon (The Intuition Primer is a great book for beginners and it’s free to Amazon Prime members).  At Barnes & Noble both online or at one of their stores.

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